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Purchase order funding, made simple.

You won the order. We pay for what it takes to deliver it, and the deal settles when your client pays.

What it is

A bridge between winning and getting paid.

Purchase order funding pays for what you need to deliver a confirmed order when you do not have the cash upfront: the goods, the suppliers, the transport. We pay your suppliers directly, track the goods to your client, and when your client pays into your bank account, our service fees are settled and the profit goes to you the same day.

It is not a loan. There is no interest, no personal collateral, and it does not touch your bank facilities or credit profile.

What we fund

If they issued the order, we can fund it.

4 000+ orders funded in the last three years, for suppliers to every kind of buyer. What matters is a valid order and a buyer who pays.

National and provincial government

Departments at national and provincial level, from Public Works to Water and Sanitation. We confirm every order directly with the issuing department.

  • We use your existing bank account and help you load the details on the Central Supplier Database
  • Letters of intent to fund are available for tenders, subject to due diligence

Municipalities

Metros, district and local municipalities, for goods, services and project supplies.

  • We verify the order and delivery requirements with the municipality
  • Suppliers are vetted and paid directly
  • Our payment follow up team works with you to get invoices paid on time

State owned enterprises

Suppliers to SOEs in energy, transport, logistics and agriculture, where orders are often large and payment terms long.

  • Larger orders, up to R10 million
  • Invoice discounting of up to 80% when payment terms are long
  • Import funding and Letters of Credit where goods come from abroad

Private companies

Supply and delivery orders from established private companies, where you are a registered vendor and the buyer pays on agreed terms.

  • You should be a registered vendor with the buyer
  • Each opportunity is assessed individually
  • Our main focus is supply and delivery orders
Companies and government organisations we serve

Our clients have delivered to these buyers with our funding.

  • Agricultural Research Council
  • Automotive Industry Development Centre
  • Buffalo City Metropolitan Municipality
  • Capricorn District Municipality
  • Central Johannesburg TVET College
  • City of Ekurhuleni
  • Construction Education and Training Authority
  • Department of Agriculture, Land Reform and Rural Development
  • Department of Cooperative Governance and Traditional Affairs
  • Department of Electricity and Energy
  • Department of Health
  • Department of Justice and Constitutional Development
  • Department of Public Service and Administration
  • Department of Social Development
  • Department of Water and Sanitation
  • Electoral Commission of South Africa
  • Foskor
  • Gauteng Provincial Government
  • George Mukhari Academic Hospital
  • Government Printing Works
  • iThemba LABS
  • KZN Department of Economic Development, Tourism and Environmental Affairs
  • Makhado Local Municipality
  • Metrobus (Johannesburg)
  • Mogale City Local Municipality
  • National Consumer Commission
  • National Metrology Institute of South Africa
  • National Treasury
  • North West Provincial Government
  • Parliament of the Republic of South Africa
  • Quality Council for Trades and Occupations
  • Road Accident Fund
  • South African Air Force
  • South African Civil Aviation Authority
  • South African National Defence Force
  • South African Police Service
  • South African Social Security Agency
  • Sun City
  • Transnet
  • University of Limpopo
  • Western Cape Government
  • Airports Company South Africa
  • Border Management Authority
  • Buffalo City TVET College
  • Casidra
  • Central University of Technology
  • Coega Development Corporation
  • Council for Scientific and Industrial Research
  • Department of Basic Education
  • Department of Correctional Services
  • Department of Employment and Labour
  • Department of Higher Education and Training
  • Department of Mineral and Petroleum Resources
  • Department of Public Works and Infrastructure
  • Department of Sport, Arts and Culture
  • Dermatology Society of South Africa
  • Eskom
  • Free State Community Education and Training College
  • Gauteng Provincial Legislature
  • George Municipality
  • Independent Development Trust
  • Iziko Museums of South Africa
  • Lesedi Local Municipality
  • Mandela Bay Theatre Complex
  • Metrorail
  • Motheo TVET College
  • National Department of Tourism
  • National Prosecuting Authority
  • National Youth Development Agency
  • Northam Platinum (Eland Mine)
  • Passenger Rail Agency of South Africa
  • Railway Safety Regulator
  • Sibanye-Stillwater
  • South African Army
  • South African Council for Educators
  • South African National Parks
  • South African Radio Astronomy Observatory
  • South African Weather Service
  • The Presidency
  • Tshwane University of Technology
  • Walter Sisulu University
  • Armscor
  • Breede Valley Municipality
  • CapeNature
  • Centlec
  • City of Cape Town
  • Commission for Conciliation, Mediation and Arbitration
  • Department of Agriculture
  • Department of Community Safety and Liaison (KZN)
  • Department of Defence
  • Department of Forestry, Fisheries and the Environment
  • Department of Home Affairs
  • Department of Mineral Resources and Energy
  • Department of Science, Technology and Innovation
  • Department of Transport
  • Eastern Cape Department of Rural Development and Agrarian Reform
  • eThekwini Water and Sanitation
  • Free State Department of Community Safety, Roads and Transport
  • Gauteng Tourism Authority
  • Government Pensions Administration Agency
  • Independent Police Investigative Directorate
  • Joe Gqabi Economic Development Agency
  • Mafube Local Municipality
  • merSETA
  • Midvaal Local Municipality
  • Mpumalanga Department of Public Works, Roads and Transport
  • National Library of South Africa
  • National Regulator for Compulsory Specifications
  • Nelson Mandela University
  • Office of Health Standards Compliance
  • PetroSA
  • Rand Water
  • South African Agency for Science and Technology Advancement
  • South African Astronomical Observatory
  • South African National Biodiversity Institute
  • South African Navy
  • South African Revenue Service
  • Special Investigating Unit
  • Tourism Grading Council of South Africa
  • University of Fort Hare
  • Water Research Commission

Logos are used for descriptive purposes only to show departments and companies whose purchase orders have been funded through AAA Consortium’s SMME clients. No partnership, endorsement, or affiliation is claimed or implied.

Questions

The short answers.

What is the minimum and maximum order value?

We fund purchase orders from R250 000 up to R10 000 000.

Do I qualify for private sector funding?

You may qualify if you have:

  • A valid purchase order from a private company
  • Clear details of the goods or services required
  • Delivery dates and order values
  • A buyer that is expected to pay on agreed terms

If you are unsure, send us the deal and our team will assess it with you.

Is private sector funding the same process as government?

Very similar. The main difference is that each private sector opportunity is assessed individually, so we can structure funding around the buyer and your delivery needs.

What will you need to know about my buyer?
  • Are you a registered vendor, and what is your vendor number?
  • Have you supplied them before?
  • Who is your contact person?
  • What are the payment terms?
  • Where will the goods or services be delivered?

The more you tell us upfront, the faster we can assess the deal.

Do you fund services, or only products?

We may be able to help with both. Every opportunity is different, so we look at the details of the order before we decide.

Do you fund working capital or operating expenses?

Not through purchase order funding. It is linked to a specific order and pays for what that order needs, not salaries, rent or day to day costs. If you have already delivered and invoiced, invoice discounting can release cash for those costs.

All questions

Don’t wait to deliver.

Apply online in a few minutes, or send us the order on WhatsApp. You will have a first answer within 24 hours.

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