AAA Consortium
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Purchase order funding for SMMEs

Built by suppliers. For suppliers.

We know what it is like to wait for payment while suppliers wait for you. That is why we exist.

Our story

How we became the name behind some of South Africa’s biggest purchase orders.

AAA Consortium began in 2010 as a supplier. Delivering government orders ourselves, we saw first hand what small and medium businesses face: winning the work, then struggling to pay for it.

In 2022 we registered AAA Consortium as a purchase order funding company with one goal: to remove that roadblock so businesses can deliver with confidence.

Because we have been on the other side, we built funding that is fast, practical and hands on, with real guidance from start to finish. Today we partner with businesses across South Africa.

  1. 2010

    Suppliers first

    We start out delivering orders, and learn the cash flow problem the hard way.

  2. 2022

    A funder is born

    AAA Consortium is registered as a purchase order funding company.

  3. Today

    4 000+ orders funded

    Our office in Mossel Bay, a 15 person team and clients across South Africa.

Our vision

South Africa’s most trusted funding partner.

Helping businesses grow by removing financial barriers and unlocking real opportunities.

Our mission

Deliver, grow and succeed.

We make funding simple, flexible and reliable. Integrity, transparency and strong partnerships guide everything we do.

Our people, your partners

The team behind the funding.

15 people across leadership, business development, vetting, compliance, finance and technology.

Leadership

Ruan Fourie, Chief Executive Officer

Ruan Fourie is the Founder and Chief Executive Officer of AAA Consortium Wealth and Finance, bringing over 14 years of direct experience in procurement, supply chain management and business funding. Starting in 2012 alongside Bianca Fourie, he helped build Afri Consumables, Polka Supplies and the nine branch AAA Consumables Group, collectively delivering more than 10 000 orders across South Africa. In 2023, he shifted his focus to empowering businesses through purchase order funding and tailored working capital solutions. His leadership combines commercial insight, practical transaction experience and a deep understanding of complex procurement, logistics and delivery challenges to help businesses grow sustainably.

Ruan FourieChief Executive Officer
Bianca Fourie, Chief of Staff

Bianca Fourie is the Chief of Staff of AAA Consortium Wealth and Finance, bringing almost 15 years of experience supplying and delivering to government entities. This has given her a first hand understanding of the challenges suppliers face, from procurement processes to delivery pressures and payment delays, which has become a valuable advantage in the PO funding space. She supports strategy, operations, compliance and business growth across the company. Her genuine passion for people means those around her feel seen, heard, valued and supported, and outside of work she is a devoted wife and mom of three, with family at the heart of everything she does.

Bianca FourieChief of Staff
Leonard Beukman, Chief Operating Officer

Leonard Beukman is the Chief Operating Officer of AAA Consortium Wealth and Finance, bringing extensive experience in operational leadership, project management and business development. Before joining AAA Consortium, he served as General Manager at LEVEL-1, overseeing two regional branches, more than 110 employees, budgets and complex project delivery. Since 2024, he has directed daily operations, transaction execution, risk oversight and cross functional teams. His practical, solutions driven leadership strengthens operational discipline, client delivery and the company’s ability to execute funding transactions successfully.

Leonard BeukmanChief Operating Officer
Phillip Jansen, Chief Financial Officer

Phillip Jansen is the Chief Financial Officer of AAA Consortium Wealth and Finance, bringing a strong foundation in taxation, audit and compliance built through his experience at accounting and advisory firms. A qualified accountant, he holds a BCom in Financial Risk Management and Economics from North-West University, and the ACMA and CGMA designations in management accounting from the Chartered Institute of Management Accountants (CIMA). He manages financial reporting, funding portfolio administration and investor relations, and oversees tax compliance. His analytical approach strengthens financial control, governance and reporting integrity.

Phillip JansenChief Financial Officer
Ethan Keyter (LLB), Chief Legal and Compliance Officer

Ethan Keyter is the Chief Legal and Compliance Officer of AAA Consortium Wealth and Finance, bringing a strong foundation of experience from private legal practice and corporate banking at Nedbank. An Admitted Attorney, he holds an LLB from UNISA, alongside specialised qualifications in compliance management from UCT and taxation through The Tax Faculty. He manages corporate governance, negotiates commercial contracts, ensures compliant workflows, oversees the company’s legal cases and actively drives its commercial strategy. His grounding in unwavering ethics maintains a robust regulatory foundation while enabling sustainable business growth.

Ethan Keyter (LLB)Chief Legal and Compliance Officer

Client growth

Elton Singh, Head of Business Development
Elton SinghHead of Business Development
Ashley Arumero, Sales Manager
Ashley ArumeroSales Manager
Zara Swanepoel, Senior Vetting Officer
Zara SwanepoelSenior Vetting Officer
Deidre Nel, Vetting Specialist
Deidre NelVetting Specialist
Thandiwe Maphosa, Vetting Specialist
Thandiwe MaphosaVetting Specialist
Vaneshree Naidoo, Compliance Officer
Vaneshree NaidooCompliance Officer
Marianne Steinhöbel, Financial Operations Officer
Marianne SteinhöbelFinancial Operations Officer
Michaela Malgas, Financial Administrator
Michaela MalgasFinancial Administrator
Jamé-Lee Rabie, Accounts Receivable Officer
Jamé-Lee RabieAccounts Receivable Officer
Brandon Earp, Information Technology Officer
Brandon EarpInformation Technology Officer
Our office

Based in Mossel Bay.
Funding all of South Africa.

The AAA Consortium office in Mossel Bay: a meeting table, the team desks and the company sign on the wall
Western Cape

Mossel Bay

9B Bridgeway Building
6 Mascador Street
Mossel Bay
6506

021 300 0224 / 012 004 1115

Monday to Friday, 08:00 to 17:00

Let’s achieve together.

Apply online in a few minutes, or send us the order on WhatsApp. You will have a first answer within 24 hours.

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